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Comparing the returns of Mutual funds, FD, Gold, Stocks, and Sensex for the investment of 100000 for the last 5 years.

What is the current value of Rs 100000 if you have investedin Mutual funds, FD, Gold, Stock and Sensex before the last 5 years?


In this article, we will explain the comparing of returns of Mutual funds, Gold, Silver, Fixed Deposit, Stocks and PPF. This information is especially for investors who are looking for investment returns comparing.

In this article, we will compare the returns of Mutual funds, Fixed Deposit, Gold, and Sensex with investment of Rs 1,00,000 in last 5 years.

The last 5 years returns along with the CARG returns and absolute returns are provided for the below types of investment.

  • Fixed Deposit
  • Gold
  • Silver
  • PPF
  • BSE Sensex
  • Nifty 50
  • Equity Large cap mutual funds
  • Equity Mid cap mutual funds
  • Equity Small cap mutual funds
  • ELSS mutual funds
  • Liquid Mutual Funds
  • Various stocks

Following things are considered

Investment Start date – 1st June 2015.

Current Value of Investment date – 1st June 2020.

Duration – 5 Years

 

  • Fixed deposit

Fixed Deposit is a type of investment products offered by various banks or corporate companies which provides fixed interest rates over a while. It is a safe and risk-free investment.

We have considered the FD interest rates of SBI which have obtained from the SBI website. The calculations are done from 1 June 2015 to 1 June 2020 i.e. 5 years duration FDs reinvestment interest.

The interest rates for 5 years FDs of SBI on 1st June 2015 is – 8.00 %

The value of Rs 1,00,000 if invested before 5 years will be Rs 1,46,933.


The last 5 years CAGR returns of FD are around 6.85 % then the current value would be 1,39,327.


  • Gold Investment

The reference rate is collected from goldpriceindia website. The rates are for 24 Karat gold for 10/gm.

The Gold Price on 1st June 2015 was Rs 27361 per 10/gm

The Gold Price on 1st June 2020 was Rs 47070 per 10/gm.

If you invested buying Rs 1,00,000 in gold before 5 years then the current value of your gold buying investment will be Rs 1,72,296. 

The CAGR returns are 11.55 % and Absolute returns are 72.30 % for the price of the gold for the last 5 years.

It’s important to note that the gold prices would fluctuate during the year and the amount mentioned below is a representation.


  • Silver Investment

The Silver Price on 1st June 2015 was Rs 385.73 per 10/gm

The Silver Price on 1st June 2020 was Rs 501.50 per 10/gm.

If you invested buying Rs 1,00,000 in silver before 5 years then the current value of your silver buying investment will be Rs 1,30,013. 

The CAGR returns for the last 5 years are 5.39%.


  • BSE Sensex

The BSE Sensex on 1st June 2015 was at 27849.

The BSE Sensex on 1st June 2020 was at 33303.

If you invested Rs 1,00,000 on benchmark before 5 years then the current value would be 119586.

The CAGR returns are 3.64 % and Absolute returns are 19.59 % for the BSE SENSEX for the last 5 years.


  • NIFTY 50 TRI

The NIFTY 50 on 1st June 2015 was at 8433.4

The NIFTY 50 on 1st June 2020 was at 9826.15

If you invested Rs 1,00,000 on NIFTY 50 benchmark before 5 years then the current value would be 124364.

The CAGR returns are 4.45 % and Absolute returns are 24.36 % for the NIFTY 50 for the last 5 years

.

  • PPF – Public Provident Fund

If you have invested Rs 1,00,000 in PPF before 5 years then the current invested value would be Rs 1,47,766.

The absolute growth is 47.77 % and annualized growth is 7.98% for the last 5 years.


Mutual Funds

Mutual funds are the investment products in which the money is invested in securities such as stocks, money market securities, bonds and other assets. They are operated by various assets management company (AMC). Mutual funds in India are regulated by SEBI.


  • Axis Blue Chip Fund – Equity large Cap

If you have invested Rs 1,00,000 in Axis Blue Chip Fund before 5 years then the current invested value would be Rs 1,43,406.

The CAGR returns for the last 5 years are 7.47%.

Fund Name                                     1W%       1M%      3M%      6M%      1Y%        3Y%        5Y%

Axis Blue chip Fund - Growth         4.62        -1.99      -12.82    -12.65    -7.25      7.39        7.47


  • Axis Midcap Fund – Equity Mid cap

If you have invested Rs 1,00,000 in Axis Midcap Fund before 5 years then the current invested value would be Rs 1,41,206.

The CAGR returns for the last 5 years are 7.13%.

Fund Name                                      1W%     1M%      3M%      6M%      1Y%        3Y%        5Y%

Axis Midcap Fund - Growth          4.43        0.44        -10.95    -8.59      -1.51      8.29        7.13


  • SBI Small Cap Fund – Growth

If you have invested Rs 1,00,000 in SBI Small Cap Fund before 5 years then the current invested value would be Rs 1,53,288.

The CAGR returns for the last 5 years are 8.90%.

Fund Name                                      1W%     1M%      3M%      6M%      1Y%        3Y%        5Y%

SBI Small Cap Fund - Growth       6.78        -0.19      -17.23    -15.41    -13.62    2.23        8.9


  • Axis Long Term Equity Fund - ELSS Mutual Funds

If you have invested Rs 1,00,000 in Axis Long Term Equity Fund before 5 years then the current invested value would be Rs 1,36,966.

The CAGR returns for the last 5 years are 6.48%.

Fund Name                                             1W%       1M%      3M%      6M%      1Y%        3Y%        5Y%

Axis Long Term Equity Fund - Growth      6.47        -1.44      -13.94    -13.49    -8.73      5.11        6.48


  • Canara Robeco Equity - Hybrid Fund

If you have invested Rs 1,00,000 in Canara Robeco Equity Fund before 5 years then the current invested value would be Rs 1,39,497.

The CAGR returns for the last 5 years are 6.87%.

Fund Name                                                1W%     1M%      3M%      6M%      1Y%        3Y%        5Y%

Canara Robeco Equity Hybrid Fund           4.64        0.15        -7.69      -6.02      -3.42      4.62        6.87


  • Aditya Birla Sun Life - Liquid Fund

If you have invested Rs 1,00,000 in Aditya Birla Sun Life Fund before 5 years then the current invested value would be Rs 1,40,876.

The CAGR returns for the last 5 years are 7.08%.

Fund Name                                                 1W%    1M%      3M%      6M%      1Y%        3Y%        5Y%

Aditya Birla Sun Life Liquid Fund Growth - 0.06     0.45       1.43        2.72        5.89        6.76        7.08


  • HDFC Short Term Debt Fund – Short Duration

If you have invested Rs 1,00,000 in HDFC Short Term Debt Fund before 5 years then the current invested value would be Rs 1,49,518.

The CAGR returns for the last 5 years are 8.36%.

Fund Name                                           1W%       1M%      3M%      6M%      1Y%        3Y%        5Y%

HDFC Short Term Debt Fund - Growth    0.14        2.17        2.41        4.75        10.32     8.27        8.36


  • Tata Gilt Retirement Plan

If you have invested Rs 1,00,000 in Tata Gilt Retirement Fund before 5 years then the current invested value would be Rs 1,40,025.

The CAGR returns for the last 5 years are 7.85%.

Fund Name                                       1W%    1M%      3M%      6M%      1Y%        3Y%        5Y%

Tata Gilt Retirement Plan              -0.26      1.1          3.46        5.93        11.78     7.04        7.85


Various Stocks comparison


  • Tata Consultancy Services Ltd. (TCS)

The price of this stock on 1st June 2015 – 1308.20

The price of this stock on 1st June 2020 – 2044.65

If you have invested Rs 1,00,000 in this stock before 5 years then the current invested value would be Rs 1,56,294.

The CAGR returns for the last 5 years are 9.34%.


  • Asian Paints

The price of this stock on 1st June 2015 – 788.25

The price of this stock on 1st June 2020 – 1693.50

If you have invested Rs 1,00,000 in this stock before 5 years then the current invested value would be Rs 2,14,843.

The CAGR returns for the last 5 years are 16.53%.


  • Titan Company Ltd

The price of this stock on 1st June 2015 – 376.20

The price of this stock on 1st June 2020 – 958.35

If you have invested Rs 1,00,000 in this stock before 5 years then the current invested value would be Rs 2,54,744.

The CAGR returns for the last 5 years are 20.56%.


  • Reliance Industries Ltd (RIL)

The price of this stock on 1st June 2015 – 450.68

The price of this stock on 1st June 2020 - 1520.45

If you have invested Rs 1,00,000 in this stock before 5 years then the current invested value would be Rs 3,37,367.

The CAGR returns for the last 5 years are 27.53%.

 

  • HDFC bank

The price of this stock on 1st June 2015 – 518.08

The price of this stock on 1st June 2020 – 986.90

If you have invested Rs 1,00,000 in this stock before 5 years then the current invested value would be Rs 1,90,491.

The CAGR returns for the last 5 years are 13.76%.


Source - website used for collecting data and information.

www.advisorkhoj.com 

www.mutualfundindia.com

www.bseindia.com

www.niftyindices.com

DISCLAIMER

We do not offer any financial advice or suggestion here. The information provide here is for informational and education purposes only. All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding the correctness of data. It is just a rough estimate about the returns and their future value. The actual returns may be higher or lower than the estimated value.

The Past performance may or may not be sustained in future and should not be used as a reference for comparison with other investments. New Ideas 4 you shall not be held responsible or liable for any error or inaccuracy or for any losses suffered by any investor as a direct or indirect consequence of relying upon the information. Don’t use this information as final, consult a financial advisor or planner before making any decision or investment. 

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